Credit Reinvestigation,
Structured Under Federal Law
Organize disputes, generate statute-specific letters, and track every deadline.
Free to analyze your report. Upgrade when you're ready to act.
Software tools only. No guarantees. Not legal advice.
Your reinvestigation command center
Flag discrepancies, generate statute-specific letters — all in one place.
Flagged discrepancies with severity and statute references
62 statute-specific letter templates
Core reinvestigation tools
Six tools designed for structured documentation, deadlines, and audit-ready recordkeeping.
Report Parser
Upload PDF reports from all three bureaus. Extract tradelines and flag discrepancies.
Statute Guidance Engine
Context-aware assistance for selecting applicable statutes and structuring correspondence.
Letter Templates
62 professionally-structured templates covering FCRA, FDCPA, FCBA, and related statutes.
Response & Deadline Tracker
Monitor correspondence status with automated deadline calculations and response logging.
Discrepancy Queue
Review flagged items with reason codes and applicable statute references.
Audit Trail
Complete timestamped history of all actions, exportable for documentation purposes.
From discrepancy to documentation
Four structured steps for statute-compliant reinvestigation requests.
Upload
Upload credit reports from all three bureaus. We do not store your uploaded PDFs as retrievable files.
Analyze
System parses tradelines, identifies discrepancies, and flags items with applicable statutes.
Dispute
Generate structured correspondence with proper statute citations and deadline tracking.
Document
Log responses, monitor deadlines, maintain complete audit trail.
Ready to structure your reinvestigation?
Start with a report analysis. Identify discrepancies, generate documentation, and track statutory timelines.
Software tools only. No guarantees. Not legal advice.
Built for people who want direct control over their own credit dispute process.