Find and Dispute What Doesn’t Belong on Your
Credit Report
Upload your report to uncover suspicious accounts, errors, and signs of identity theft — then prepare statute-cited dispute letters in a workspace that mirrors the 605b mobile app.
Secure processing · Uploaded PDFs are not stored · Software tools only · No guaranteed results
Inside your credit dispute workspace
The same flagged queue, safe-labeled findings, and workflow actions you get in the 605b mobile app — on the web.
Account shows charged-off status on one bureau but only closed-by-creditor on others, with a $185 balance and past-due amount inconsistent across bureaus.
The same collection account appears to be reported twice across bureaus with an identical creditor, account number, and balance.
Reported balance differs by $40 between two bureaus on an otherwise current account.
Every flagged item, row by row
Review priority, documentation basis, and evidence strength — laid out clearly so nothing slips through.
Your case file, wherever you are
Review flags, prepare documentation, and track deadlines on the go. Everything you flag on the web stays in sync with the 605b mobile app.
iOS & Android · Available now · One account across web and mobile
Six tools, one workflow
Upload PDF reports from all three bureaus. Extract tradelines and surface discrepancies automatically.
Context-aware help selecting applicable statutes and structuring correspondence for each finding.
More than sixty professionally-structured templates covering FCRA, FDCPA, FCBA, and related statutes.
Monitor correspondence status with automated deadline calculations and response logging.
Review flagged items with safe priority labels, reason codes, and applicable statute references.
Complete timestamped history of every action, exportable for your own documentation purposes.
From upload to documented next step
Upload reports from all three bureaus. PDFs are parsed, never stored as retrievable files.
Each finding gets a Review Priority, Evidence Strength, and the Documentation Basis that applies.
Generate statute-cited letters and assemble a complete, print-ready dispute packet yourself.
Log mail receipts and track every statutory clock from the workspace or the mobile app.
Start your review.
Upload your report, see what gets flagged, and decide your next step — free to scan.
605b.ai is self-service software that helps you analyze credit reports and prepare dispute documentation. It is not a credit repair organization and does not provide legal advice. We never contact bureaus or creditors on your behalf and do not guarantee any outcomes.