Privacy Policy

Last updated: January 6, 2026

1. Introduction

Ninth Wave LLC ("Company," "we," "us," or "our") operates 605b.ai (the "Service"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Service.

2. Information We Collect

Information You Provide

  • Account Information: Email address and authentication credentials when you create an account
  • Uploaded Documents: Credit reports and other documents you choose to upload for analysis
  • User Content: Information you enter into letter templates, dispute tracking, and chat interactions

Automatically Collected Information

  • Usage Data: Information about how you interact with the Service
  • Device Information: Browser type, operating system, and device identifiers
  • Log Data: IP address, access times, and pages viewed

3. How We Use Your Information

We use collected information to:

  • Provide, maintain, and improve the Service
  • Process and analyze your uploaded documents
  • Generate personalized letter templates
  • Provide AI-assisted educational guidance
  • Communicate with you about the Service
  • Ensure security and prevent fraud
  • Comply with legal obligations

4. Data Storage and Security

Document Processing: Uploaded credit reports are processed to extract text for analysis. We implement industry-standard security measures to protect your data during transmission and storage.

Local Storage: Some data (such as dispute tracking and audit logs) may be stored locally in your browser for convenience. This data remains on your device unless you explicitly export it.

5. Third-Party Services

We use the following third-party services:

  • Clerk: For authentication and user management
  • Anthropic: For AI-powered analysis and chat functionality
  • Vercel: For hosting and infrastructure

These services have their own privacy policies governing their use of your data. We encourage you to review their policies.

6. Data Sharing

We do not sell your personal information. We may share information:

  • With service providers who assist in operating the Service
  • To comply with legal obligations or valid legal processes
  • To protect our rights, privacy, safety, or property
  • In connection with a merger, acquisition, or sale of assets (with notice to you)

7. Your Rights

Depending on your location, you may have the right to:

  • Access the personal information we hold about you
  • Request correction of inaccurate information
  • Request deletion of your information
  • Export your data in a portable format
  • Opt out of certain data processing activities

To exercise these rights, contact us at admin@9thwave.io.

8. Data Retention

We retain your information for as long as your account is active or as needed to provide the Service. You may request deletion of your account and associated data at any time.

9. Children's Privacy

The Service is not intended for individuals under 18 years of age. We do not knowingly collect personal information from children under 18.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the new policy on this page and updating the "Last updated" date.

11. Contact Us

For questions about this Privacy Policy, contact us at:

admin@9thwave.io
Ninth Wave LLC
Delaware, USA