What it is
The report is generated through the FTC’s IdentityTheft.gov workflow. It describes the theft you reported and can support your request that specific report information resulted from identity theft.
How it is used
Include a copy in your dispute packet with your cover letter and fraudulent item list. The accounts and inquiries in your letter should match what the report describes.
Why consistency matters
- Item list matches report allegations
- Dates and creditor names align with report excerpts
- Identity and address documents match the consumer name on the report
Common mistakes
- Submitting an incomplete report
- Disputing items not described in the report
- Omitting the report from the packet entirely
- Using outdated report versions after new fraud appears
Prepare your identity theft dispute packet with organized report findings and documentation.
Start Your Identity Theft Packet →Frequently asked questions
Prepare your identity theft dispute packet with organized report findings and documentation.
Start Your Identity Theft Packet →Related guides
605b.ai is not a law firm and does not provide legal advice. Consumers should evaluate their individual circumstances and consult qualified professionals where appropriate. 605b.ai does not guarantee that any item will be deleted, blocked, corrected, or changed.